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Monday, March 23, 2015

Buying a house that comes with good resale value, selling it would be quite easy. Unfortunately, not all home buyers consider and think about the importance of resale value. Most of them make the mistake of placing emphasis mainly on whether the home is suitable for their needs.

Therefore, how to buy a home with good resale value? There are many factors to consider that can influence the resale value of your prospect home. Take a look at some of the indicators that gives a home with good resale value:




➣ It comes with more than two bedrooms. Although it is not that bad to have a home with two bedrooms, having more than that can attract prospective home buyers since many people look for extra rooms.

➣ Bathroom should be more than one. If a home buyer is alright with one bathroom, they will most likely use that to lower the value of the property further. Most first-time home buyers will go for a home with two bathrooms. In addition to that, homes with master bathroom have bigger resale value than those without.

➣ The so-called “family space” – this is the space or room in which you, your family or friends can come together and congregate. This room should be informal in setting and spacious because it is always used for entertainment purposes, space for neighborhood gathering and the like. Some family space can be dual purpose.

➣ Closets and other storage spaces – modern family today have several household items and personal belongings that they store in the house. Therefore, majority of home buyers will look for homes with abundant storage spaces and closets. If the home has walk-in closets, the better the value will be. It would be difficult to sell homes with smaller closets.

➣: Home that is one-story. Number of floors do not always equate to good resale value. One advantage of single-story home is that it is accessible for the handicap. Nevertheless, this is a case-to-case factor in which if the neighborhood is composed of mixture of two- and one-story houses the best option is not to purchase the single-story if it is surrounded by multiple-story houses.

➣ Another case-to-case factor is the garage. If you own a vehicle and frequently use it, getting a garage is better. Garage that is enclosed and covered can boost the resale value. However, if you are living in the metro in which public transportation is prevalent, garage is not that s sweet addition.

➣ Layout and having a good flow is essential in a home. Majority of the home buyers go for homes with open spaces and natural light.

House with high resale value
When buying a house through home finance, the number one factor that you must think about is location. The resale value is directly affected by the location, neighborhood and proximity to the metro. Buying a home nowadays is made easy by simply asking help from professional realtors or doing it online. As long as you have grasp about these factors, you can get a home with good resale value in the future. You can also boost the resale value of the home by giving it facelift through modern updating of the amenities and features and in remodeling some or most of its rooms internally and even the exterior.


Friday, March 20, 2015

Buy or rent? City or country? Then just when you thought you have the answers, you are confronted with yet another real estate conundrum: Apartment or house?

Not a few would agree that owning a home epitomises the Australian dream. There’s no place like home, as the cliché goes. But where is home? Is it in the standalone dwelling, with its own block of land? Or is it in the small domicile: a unit lumped with others on one block, where maintenance is minimised in exchange for concessions on parking space and areas for socialising?





It appears that the answer lies more and more in the latter. Whether owned through a strata title or their own land title, apartments have increasingly grown more palatable to first-time homebuyers.

According to the 2011 census, around 13.7 per cent of Australians owned and resided in apartments, flats and townhouses. In 2006, that figure was 12.4 percent.

Then again, the appeal of the freestanding house will always be evergreen. Bigger—houses are typically larger than units—is better, after all. Of course, size is just one in a long list of considerations, not the least of which is the question of long-term return on investment and the potentiality of rental.

Pros of buying an apartment

If price is a major issue, then high- to medium-density dwellings would almost always win. Granted, there are expensively priced apartments, e.g. penthouses, but they are often the exception rather than the rule. Houses, on the whole, are more expensive than units by 20 percent. For first-time buyers with an eye toward owning a standalone house later, apartments are cost-effective means of penetrating the market.

High-density units are favourable in that they are usually situated close to the city’s central business district, whereas standalone housing projects tend to the city periphery. The wider access to the creature comforts of downtown, plus the reduced commute, may seal the deal for homebuyers.

Homebuyers may also appreciate the fact that apartments are less of a hassle to regularly maintain than a freestanding property, with all its external amenities. Apartments generally require less insulation and cooling costs, compared with a larger residential property. The onus of maintenance and cleanliness in an apartment is largely on the strata management, the organization that owns the brick and mortar of the building. This is because you technically own only the airspace of the apartment.

In terms of investment, apartments are also superior choices. In Sydney, units that command great views of the waterfront can surpass houses in capital appreciation.

Pros of buying a house

Historically, however, houses experience higher capital gains over the long term. There is still a certain prestige attached to standalone houses that sit on their own land. In comparison, apartment owners are usually strata titleholders. Since the building itself is owned by a private company, apartment buyers technically own the interior space of the unit only.

For households with children and pets, the large living spaces expected of a house are ideal conditions. This perceived privilege emboldens house owners to charge a higher rent. Meanwhile, most body corporate regulations forbid the raising of pets in units.

With a house, you have more latitude in renovating and remodelling the structure to your liking. You have more liberty in choosing what and when to repair. In contrast, you generally have to seek permission to change the aesthetic and structural look of your unit. The maintenance, security, and improvement of the apartment block counts toward strata levies that are then imposed on owners. If the building has many common amenities, e.g. gyms and pools, the strata levies would understandably be higher.

Tips for buying a house or apartment

It’s almost nothing short of a golden rule to not buy a home if you’re highly peripatetic. If you can’t devote time to residing in a property, then you are probably better off renting. Otherwise, you may lose money if you sell too soon.

Apartment Vs House in Home Buying: Which is better?
However, if you’re the type to stay long, e.g. five years and beyond, then by all means buy. It may then be worth spending for additional points to reduce your mortgage’s interest rate over the years. Also, know that you can get low-interest mortgages from many lenders, private and public alike. To get a meaty mortgage, ensure that your credit score makes a good first impression.

It makes perfect sense to get a pre-approval from a lender before going on a house hunt; this will better inform your buying decision. In auctions, make sure to research the final selling prices of similar houses in the vicinity.

Even though your lender conducts house appraisals, take the initiative to hire a home inspector, especially an engineer seasoned in surveying. Inspections are just as important in apartment-hunting. A strata inspection report should be able to give you a clear picture of the apartment building’s current physical, financial and legal state.

Before snapping up an apartment, check its policies on pets, if you have any. Also check for the rate of levies if they’re reasonable enough.

Conclusion

In the end, a house will not always be better than a unit, in the same way that a unit will not always be better than a house. Both offer potentially lucrative capital growth; both are great types of housing in their own ways. It all boils down to personal preferences in dimensions, quality, and above all, location. Just be sure your heart is set on something that meets your needs and circumstances.


Wednesday, March 11, 2015

In case your business manufactures something or does wholesaling of any products, then it is very probable that you will need to hire the services of a packing and a shipping company; or a combination of the two. Of course, some businesses have their own warehouse crew that takes care of this, but such businesses are in the minority. Others need to go outside for packing and shipping needs and it goes without saying that you will need to find the best ones around. So, how do you do it?





Doing initial search

Depending on where your business is located, you will have more or less choice of packing and shipping companies and you need to start somewhere. You should ask your partners or other business owners who are in a similar industry and you can ask them who they're working with and whether they are satisfied. You should also look online as most of these companies have their websites where they explain their services and where they give you their prices.

The initial search should always include checking their reputability and their past track record. The best such companies will gladly provide you with a list of references and testimonials from their past clients. You should always take a look at their past client list and talk to a few people. If you notice a trend of sub-par service, you are better off trying another packing and shipping company.

More detailed research

How to find & hire the best packing and shipping company?
With your initial search, you will most likely be able to narrow down your search to a few packing and shipping companies and this is where the real research begins. This is where you really dig deep and try to find out more about who they are and what their practices are.

What to look for

Packaging companies are somewhat rarer than shipping companies and you will not have troubles identifying those that are truly great at what they do. First of all, you need to check the range of their services. It is not enough for your chosen packaging company to offer only one type of packaging supplies that they use for everything. A truly great packaging firm should offer a wide variety of choice on the packing supplies that they use. For instance, they should at least offer different types of wooden pallets and crates that can be sealed using internal strapping systems or timber dunnage.

They should also offer steel cage packaging which is perfect for heavier loads. Plastic pallets and other packaging supplies made from plastic are always a cheaper option and a reusable one and great packaging companies will have a whole range of these

However, this is not everything. Sometimes you may require customer packaging services and it is important that you find a company that does this. The best among them will even offer to come to you and do some on-site packaging. This is one of the bet indications of the strength of such a business, their willingness and expertise at doing custom packaging.

You will also need to keep your ear to the ground and try to discover how proficient they are and what kind of options they offer on their services. For instance, do they offer special anti-corrosion packaging options or whether they use shock and environmental indicators that further protect your shipment.

The matter of shipping

Most packaging companies will also offer you their shipping services that they sometimes do with their own fleet of vehicles but which can sometimes be outsourced to their trusted partners. In either case, it is once again your duty to check their track record and to see how they have done in the past. It would also be a good idea to ask them about their vehicles and their drivers.

In most cases, however, when you ship overseas, your packaging company will most likely have to go outside for the shipping and you might decide to take this on yourself. It is important to be honest with yourself and to ask yourself whether you can actually do a better job than someone who has been in the industry for decades. Sometimes it is better to let the pros do their thing ,even if it costs you a bit more.

Closing word

Packaging and shipping of your products is something that you need to put in the hands of proficient and efficient people who know what they are doing. Complete and on-time deliveries will contribute greatly to the trust that you will gain from your customers and this is not something that you will leave to just about anyone. You, as a customer need to be certain that your packaging and shipping company will get the job done without any problems and we hope that this article helped you.


About the Author:

health insurance
James D. Burbank has been in business and marketing for more than a decade and he is currently on hiatus, pending time with his family and blogging about business, NBA and WWII history. You can find James on Twitter - @JBurbank2019.


Sunday, March 8, 2015

Do you wonder if your roof needs repair or full replacing? If so, here are some signs, which indicate that your roof needs to be replaced with new one. Here I will reveal some indicators, which show that your roof is too old and needs not just major repair work, but whole replacement of the shingles. Leak in your ceiling, for example, can be caused by many different reasons and indicate that your roof needs replacement. The following signs reveal that you need installation of a new roof, replacing your old one.





First thing you should check is the age of your roof. Most roofs can last up to 20 - 25 years. It will make a difference if you have removed your old roof and have installed only one layer of shingles. The proper ventilation also plays role in the life cycle of your roof. If your roof have been installed above another layer or layers and is older than 20 years, you probably need to replace it.

If your roof shingles are curled in the edges, these are signs that you need roof replacement. You can check your shingles by looking at those slopes of your house or flat, which are lit by direct sunlight. If the shingles have curled, lost their granules or back coating, these are signs that they have reached their life expectancy. The reason for this can also be a defective roof. You can contact your roofing contractor to check if you can apply for reimbursement.

When to replace your roof?
Asphalt shingles that are buckling can lead to unpleasant roof leakage and even rot. The reason for the buckling can be improperly installed shingles, ageing of the shingles and bad ventilation of the roof. Buckling asphalt shingles indicates that it is time to replace your roof.

You can also look at your eaves-trough. If the rain gutter brings granules of asphalt, this shows that your roof have been exposed to sunshine and rain and has reached the end of its life. Roofs loose more granules in the final days of their life cycle. In such cases you should definitely replace your roof with a new, ShinyCarpets Highgate says.

If your shingles are crumbling or totally missing in the valley areas of your roof, you probably need to replace your roof. Valleys are very important areas in every roof, because rain and snow flow through them into the gutters. If they are not well supported, this could make your roof often affected by leaks.

If you also have too many missing shingles, your roof certainly needs replacement. Check your roof shingles for moss growth. It is most often found in wooden roofs and is a reason to think about installation of asphalt roof instead. Moss growth can prevent the roof from functioning properly.

If you wonder when it is time to replace the roof, seeing your chimney flashing is a certain sign for the need of urgent roof replacing. If the flashing consists of tar or roof cement, it is better to replace it with waterproof fitting like a metal flashing system.

You can be sure that it is time to have your roof replaced, if when you go in the attic, you notice daylight coming through your roof boards. It is good to check the insulation for moisture. This can also be a sign for urgent need of replacing of your roof.

If you spot signs, showing that it is time to replace your roof, you need to contact some roofing company. Only roofing specialists can replace your old roof with new one. They can also help you in determining if your roof really needs replacing and when is the time this should be done.


Friday, March 6, 2015

Are you trying to invest on the right property? You better be, but no fast. Regardless of whether you are looking for a house or selling the one you are currently living in, it would be wise to arm yourself with the right knowledge. Here are some of the ‘new rules’ in buying a property according to the book published by Zillow.com, the biggest online real estate database.





1 The Starbucks effects. Let’s say you are faced with two identical homes. On average, one house may be sold for $168,000. However, if the property is located next to a Starbucks, the price will skyrocket to $269,000. Yes, a Starbucks is a great indicator of ongoing development.

2 House prices are overpriced. A listed property can be overpriced by more than 15% of its estimated value with an average of 6.9%. When attracting potential buyers, the properties selling prices are offered for 15% less, which is basically their actual selling prices.

How to become successful in Real Estate investment?
3 Right wordings do the trick. Carefully chosen words in the listing can affect the sales. Words such as unique, nice, potential and investment lowers the property prices by 7% while words like captivating, impeccable and luxurious increases the value of the property by 8.2%. More detailed (and thus longer) listings are sold at even higher prices.

4 Terms also depict dimensions. Home listings that used the word cute average to 1,128 sq. ft., quaint average to 1,299 sq. ft. and charming average to 1,487 sq. ft. These terms are code-words which basically mean ‘small’ which basically exclude families with 2 or more kids in the buying process.

5 Names also matter. Properties with the lowest home values are those with Street, Boulevard or Road on their names. The values are around $183,120. On the other hand, properties which include the term Way, Lane or Court has the highest home values at approximately $312,000. More unique names do much better in terms of resale value. Descriptive words are always better. Nonetheless, even if the address has the word street on it, it can still sell higher than properties that have number streets. Names often have higher values than numbers.

6 Right timing is equally important. For example, the best time to list is mid-March when homes sell more (additional 2%) and faster. The worst time to list especially in New York is on the 2nd week of December during which homes are sold for 2.8% less of the average price of the property. Further, if you are living in colder cities, consider listing by mid-April. For warmer cities, it is best to list on the 1st week of March.

7 Homes are state-dependent, too. Buying and selling a house depends on where you are living now and the intended length of stay in this place. Buying a house in Seattle will only be financially sensible after 1 year and 9 months. It will take longer (about 4 years) if you are going to buy a house in Boston.

8 Worst home in the best neighborhood? Such a common misunderstanding, thinking that any homeowner can increase the value of the property by improving it. however, experts say the worst properties won’t appreciate that fast. Always buy the best home that your money can afford in a decent neighborhood and never consider houses in the bottom 10%.

9 The not-so-popular neighborhood. Sometimes, the up-and-coming neighborhoods that you are eyeing had already happened. The next best thing to do is find a house in the neighborhood surrounding any of these popular neighborhoods. This is called the halo effect which is very evident in cities in New York, Chicago, and Charlotte. Instead of location, location, location, think of future location as they will also become popular in due time.

10 Sometimes, it is better to rent. Buy the house if you intend to stay there for 2 years or more. But, this still depends on where you live. Manhattan, for instance, requires you to live in the house you bought for 5 years before breaking even. So, when in Manhattan, rent an apartment instead, but when in Detroit even just for a year, buy a house.

11 Numbers tell the difference. Stay away from properties that have 666 and 4. Americans regard to 666, more specifically, as bad luck, and it can decrease your home’s value by 2 to 3%. The same goes with 777 that decreases the property’s estimated value by 2.1%. Choose properties with 316 or 8. If you are targeting the Chinese homebuyers, put an 8 somewhere on the listing. Chinese regards 8 as a lucky number.

12 Entice with price psychology. Put a 9 in the listing. Properties that are up for grab for $299,000 sells faster than those that are being sold for $250,000. Such dynamic works for properties across all price points. In particular, such properties can be sold for 4.2 days on average.

13 Renovations are not created equally. The best remodel that returns the highest ROI is a bathroom remodel. For a $3,000 job, the return for every dollar spent is $1.71. The worst remodel, on the other hand, is a kitchen or basement remodel because of homebuyers’ distinct taste. For the former, a renovation cost of $22,000 will only return $.51 for each dollar spent.

14 Another story would be great. If adding a level, go up. Never go down; basements won’t be appreciated that much anyway. Also, basements are often converted into another, more functional room. A story increases home value by $1.02 for every dollar spent.

15 Gender matters. When buying a house, choose a female property broker. When selling a property, look for a male agent. The difference? Women are more willing to negotiate than men. Men usually stick to the asking price while women are more flexible in terms of lowering prices.

Now that that property buying, selling, and listing myths are debunked, this is the perfect time to consider and reconsider. The real estate industry may not agree with all these rules. However, there remains the fact that times are changing and so are the perceptions of the home buyers, sellers, and even agents.

About the Author:

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Justin is a Filipino blogger and a business enthusiast. He currently blogs and writes for Arcasouth, a real estate company in the Philippines that provide condo in Fort Bonifacio Global City.


Sunday, February 8, 2015

It is no secret that we live in a world that is less and less safe every day it seems and that every business is at danger of being broken into, vandalized or simply burgled. When you consider how difficult it is running a business in today's economy, the last thing you want to do is come to open up in the morning and find that your business was broken into and that all of your stuff is gone.





One of the easiest ways to prevent this from happening is to purchase and install a security system that will make it near impossible for anyone to break in and steal your stuff. Since we are talking commercial properties, we will also say a thing or two about alarm systems that can be used in cases of robbery during working hours.

So, how do you do it? How do you find and purchase the perfect security system for your business?

What do you need

Perfect Security System for your Business
The first thing to consider is your needs and your situation. For example, if you run a small accounting office with two or three employees and nothing but their computers being left during the night, you will most likely be an unattractive target and it would be a waste to spend too much on your security system. Just a basic alarm system will do.

On the other hand, if you have plenty of valuables in your office/business or if you leave larger quantities of money inside overnight, it would be a good idea to go serious with your security, going for the more expensive and comprehensive security systems with 24/7 monitoring, video surveillance, the whole nine yards.

In case you are worried about robberies during the working hours, you should consider going with a system which will have hidden switches that you and your employees can hit when the robbery occurs.

How much money do you have

You will also need to consider the money that you have to spend on your security system. Some alarm systems will be much more expensive than others, especially if you go for the security monitoring services which will require you to pay monthly fees. Also, you will need to pay to have the system installed unless you want to do it yourself. Trust us, you do not.

On the other hand, many insurance companies offer reductions in premiums if you install a proper security system from a certified security company. You should factor this when thinking about the price of your security system.

What are your choices

Of course, when purchasing a security system, you will want to shop around in your area and make sure that you have found the perfect people to go with. For instance, if you live in Sydney or New York, you will want to look for the most reputable security companies in Sydney and New York respectively. You should only go with those who have years of experience and who have plenty of satisfied customers and clients behind them.

When buying a security system, you will also want to check the actual manufacturer of the system in question. It is easy to find information online on the best manufacturers and those whose products you should probably avoid.

In the end, you are securing your business, your livelihood and you want to be sure that the stuff you are buying to protect it will be up to the task.


About the Author:

health insurance
James D. Burbank has been in business and marketing for more than a decade and he is currently on hiatus, pending time with his family and blogging about business, NBA and WWII history. You can find James on Twitter - @JBurbank2019.


Friday, January 23, 2015

When you plan moving your house, you have plenty of companies to choose from, which offer different moving services. There are cheaper, averagely priced and more expensive moving services. Instead of making the mistake to choose a cheaper moving provider, you can choose a bit more pricey moving service, which will guarantee you safe and intact delivery of your belongings.





In this article you will learn why cheaper isn't always better when it comes to moving your house. It can turn out to be much more expensive and risky than averagely priced moving services. Here is a comparison of the cheap and more expensive moving services, taking into account their advantages and disadvantages.

Although most customers may be tempted by the low prices of the services of some moving companies, if you consider all disadvantages and risks that the moving they offer has, in the end it turns out to be more expensive than averagely priced moving services. We will compare the main points in moving: insurance, the price of quotations and viewings, the ability to provide specialized removals, the storage facilities, packing services and the furniture assembly available.

cheap vs averagely priced moving services
If we speak about insurance, lower priced moving services doesn't have or have limited insurance of the items to be transported, which significantly increases the risk of their theft, damage or getting lost. An averagely priced moving service includes full insurance, which gives a full guarantee for every transported item. We must be honest and say that accidents happen, that's why it is necessary for your items to be insured during transportation. Limited insurance covers only damages, caused by mistakes of the staff, while full insurance includes accidents with the transporting vehicle, lost items, weather accidents, breakage, theft and more.

Cheaper moving providers doesn't train their personnel, while more expensive moving companies spent money and resources on training the movers to do their work professionally. Together with the limited or no insurance, the lack of training of the movers can lead to many damages.

When it comes to specialized moving of items like pianos, antique items, fine art, fragile items, these all are services, provided only by averagely and more expensively priced moving services. They aren't offered by cheap moving providers. The averagely priced moving providers offer these services on the best possible price and have special discounts for moving more items. Expensive and averagely priced removal companies also offer storage services and furniture assembly, which isn't provided by cheaper services.

As a whole, cheaper moving providers offer limited or no insurance, charge additionally for quotations and viewings. This increases the price of their moving service a lot. They offer no storage facilities, packing services and furniture assembly and don't offer specialized removals. As you can see cheaper isn't always better when moving house. It can turn out to be more expensive and can lead to damage, lost, theft of the items to be transported. Instead of saving money on transportation of your home belongings, it is much better and wiser to count on accredited averagely priced moving companies. They will guarantee you safe and in time delivery of your possessions and offer you many additional facilities.

When counting the advantages and disadvantages of cheaper and more expensive moving services, it turns out that cheaper services can cost you much more than averagely and expensively priced services, which are more reliable. The last offer many facilities and additional services, which the cheaper don't or charge additionally for them. So if you are planning to move your whole house, you better not risk using the services of unregistered or shady companies. They will turn out to be more expensive and can create many problems, which will cost you too much. Price is not always criteria for quality, but in this case it is so.


The article is contributed by ManAndVanMates SW3


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